The local streams and rivers in the City of Carver include the Minnesota River, Spring Creek, and Carver Creek. The history of flooding of these waterways indicates that flooding usually occurs during the spring and summer months of the year. The area is particularly susceptible to flooding caused by a combination of snowmelt and rainfall.
Not all floods are alike. Some floods develop slowly, while others can develop quickly with localized heavy rains. Protecting yourself today means preparing your home or workplace, collecting sources of information, developing an emergency communications plan, and knowing what to do when a flood is approaching your home or business.
The 100-year flood plain is the area that has a 1% chance of being flooded in any given year, or on the average of once every 100 years. Put another way, the area has a 25% chance of being flooded over the life of a 30-year mortgage. Smaller floods have a greater chance of occurring in any year and can still create a significant flood hazard to people and property close to the channel. Also, larger floods can and do occur. According to the National Flood Insurance Program (NFIP), more than 25% of all flood claims each year come from homes outside areas at high risk for flooding.